Medical Benefits

About WHA Western Health Advantage

WHA is a nonprofit company serving the Sacramento community, utilizing UC Davis Hospital and Medical Group, Mercy Hospitals and Medical Group and Hill Physicians Medical Group.

UCP offers three medical plans through  WHA.  A Base Plan, a Buy-Up Plan and a High Deductible Plan; allowing team members to choose the plan that works best for them and their families.

2017 Member Update

Dental Benefits

About Premier Access

UCP offers two dental plan options to its employees: A Base plan, which has comprehensive benefits availed with three tiers of coverage; and the Buy-up plan, which also has three levels of care, but elevates the level of payment, pier tier.

Three Choices

With Premier Access, you may elect to receive care within three tiers:

  1. The Premier Choice network, wherein the providers are actual partners with the plan and working from within Premiers own facilities
  2. The Preferred Provider Network, using dentists within their own offices at significant discount off of retail charges
  3. Care outside of Premier outside providers. This option provides freedom of choice, but expect to have a higher out-of-pocket expense after the plan pays for benefits.

Vision Plan

About Medical Eye Services (MES)

Med provides comprehensive vision care through a wide network of providers.  No claim forms or member cards are needed, just use your social security number to access your coverage.

UCP provides free vision care to its eligible team members.  Coverage for dependents may also be purchased for a low premium charge.

Life Insurance

UCP provides a Group Term Life insurance policy, allowing coverage of flat $10,000 and $10,000 Accidental Death and Dismemberment.

Long Term Disability Insurance

Under UNUM, UCP provides for eligible team members,  a Long Term Disability policy, to provide income to you if you are unable to work due to illness or injury.

If you have been certified as being disabled, our plan will pay to you:

  • 60% of your pre-disability monthly earnings
  • After a 90 day waiting period

Employee Assistance Plan

24-hr Access: 

Call: (800) 854-1446 – English

(800) 858-2147 – Spanish


None of us can be at our best all of the time. Sometimes personal situations carry over and affect you at work. And sometimes work situations impact the quality of your personal life. When that happens, it is good to know there is a place to turn for help.

Our mission is to empower people to excel. We do this by partnering with you …
to provide resources and solutions to life’s challenges in the areas of work, family, emotional and addictive behaviors, and life changes.

All calls to our EAP are strictly confidential. Nobody at UCP will know that you have called, and will not have knowledge as to the nature of your call.

Voluntary Insurance Plans

Many people would like to upgrade or add to their employee benefits. Often, certain insurances are either difficult to purchase, hard to find, or are simply inconvenient. Employees can take advantage of limited guarantee-issue, discount pricing, and unique product offerings.

403(b) Retirement Plan

UCP provides a retirement savings plan option through The Principal Financial Group.  By enrolling and making a contribution each pay day, UCP will match, dollar for dollar up to your 3% contribution; if you contribute 4%, UCP will mate 3.5%, and if you contribution 5%, UCP will match 4%.

This is a great opportunity to easily start saving for your retirement.  You will be amazed at how fast your balance will grow over time.

For further information, contact or your HR office.

Site Disclaimer

While this site contains limited information about employee benefit plans offered at UCP Sacramento, it is not represented as complete information. The site is not Evidence of Coverage. Care has been taken to ensure that the information provided within this site is accurate. Read more.